Attention homeowners: Real estate appraisal services for in Jersey City and Hudson County

Here are the top seven reasons NJ homeowners call on CSR Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Hudson county's assessment of your propertyworth
  3. Remove PMI to cut their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NJ divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Hudson county or NJ

Need help determining the value of your house in or near Jersey City, NJ?
Contact CSR Appraisals.

At CSR Appraisals, we understand the particular needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at CSR Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At CSR Appraisals, we're experts in helping folks just like you get rid of unneeded PMI insurance.

Challenge Hudson county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from CSR Appraisals is your strongest weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An expert appraisal from CSR Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.